Phone: 217-787-5111

Freedom + Rewards Checking

Summary

The Rewards...

Illini Bank will pay you 1.26% APY* and refund ATM fees nationwide**.

The Freedom...

Freedom + Rewards Checking is FREE! It has no minimum balance requirements, FREE Online Bill Pay, Online Banking, Illini Bank Check Card, Overdraft Protection and No Monthly Service Fee!

The Details...

To earn interest and have monthly ATM fees refunded you must meet a few simple monthly requirements:

Use your Check Card at least 10 times
Facilitate one direct deposit or ACH debit
Access online banking
Receive an electronic statement

*Annual Percentage Yield, APY, paid each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account, earning a Base Rate 0.25% APY; however, it will not receive ATM fee refunds for that time period.

**A maximum $2 per transaction with a monthly cap of $25 in ATM refunds.

APY is valid as of December 31 2009.