Secure Socket Layer/Encryption
Illini Bank uses 128 bit Secure Socket Layer (SSL) technology to provide the highest level of security commercially available to encrypt your online transactions. SSL allows users to submit sensitive information with the assurance that they are truly doing business with the bank they trust, and the information sent cannot be intercepted over the Web.
Current versions of Microsoft Internet Explorer and Netscape Navigator incorporate SSL technology in the browser software. Illini Bank recommends Microsoft Internet Explorer 5.0 (or higher) Internet browser. You may obtain a copy of the latest version of your browser through Microsoft's website.
When you are using secure functions of Illini Bank's Website, you will notice the appearance of an "s" after the "http" on the Web address. The "s" in "https" indicates your session is secured. Both Netscape Navigator and Microsoft's Internet Explorer contain screens to show you exactly which pages are secure.
If using a Netscape browser, perform a right-click on your mouse, select "View Info" or "View Frame Info" or select "View" from the browser menu bar then "Page Frame Info". The last line in the window describes the security of the page. Netscape browsers also indicate secure sessions by the appearance of a padlock in the lower left corner of the screen.
With an Internet Explorer browser, right-click, select "Properties." Check the Web address you accessed. If you are in a secure area, the address will appear as https://www. Notice the "s" in the address. This means you have accessed a secure server. You may click on the "Certificate" button to find out more information about the Certificate.
User Responsibility for Security
Illini Bank is committed to the security of our customers' accounts and account information. However, you must also take every precaution to ensure the safety, security and integrity of your accounts and transactions with our Internet Banking product. As a security feature, a User ID, Password and image key are required to use Internet Banking. You agree that this security feature is reasonable and is designed to authenticate your transactions. You agree that you will not disclose and will prevent the disclosure of your User ID and Password. If the confidentiality of your User ID and/or Password is compromised, notify Illini Bank immediately. You assume sole responsibility for maintaining the confidentiality of your User ID and Password.
- At a minimum, Illini Bank recommends you follow the following precautions to maintain the confidentiality of your User ID and Password:
- Do not send your User ID and Password codes or privileged account information over any public or general email system.
- Do not leave your computer unattended while you are connected to Illini Bank's Internet Banking.
- Do not enter your User ID and Password into Internet Banking when there are others nearby who could observe you doing so.
- Disable features of your browser that automatically save your User ID and Password.
For improved security of your Password, use random Passwords.
Illini Bank's Internet Banking requires your Password to be at least six characters long and to contain at least one alpha and one numeric character. Never use easy to guess passwords such as a simple series of numbers, children's names or birthdays, etc.
If you forget your password and need to e-mail us, please remember that e-mail is not secure against interception. If your e-mail contains information that is very sensitive and includes personal information such as account numbers, credit card numbers, or your social security number, you should contact an Illini Bank representative directly.
Please observe these guidelines. Remember you may be held liable for the unauthorized use of your User ID and/or Password.
Questions or comments on our Internet Banking security, please contact the bank.